Terms of Service
Last updated: June 23, 2026
§1 Scope
These General Terms and Conditions apply to all business relationships between Niklas Müller, Johann-Sebastian-Bach-Str. 23, 34134 Kassel, Germany (hereinafter: Operator) and consumers (hereinafter: Customers) regarding digital services via the online store (hereinafter: Website).
A consumer is any natural person who enters into a legal transaction for purposes that can predominantly be attributed neither to his commercial nor to his independent professional activity.
The website is primarily aimed at consumers within the meaning of § 13 BGB. The Bürgerliches Gesetzbuch (BGB), which translates to "Civil Code" in English, is the civil code of Germany. It is a comprehensive legal framework that governs various aspects of civil law in Germany, including contract law, property law, family law, and more. If you use creator publishing, paid subscriptions, payout, or Stripe Connect features to earn money, you may also act as an entrepreneur, freelancer, trader, creator, or business user in relation to your subscribers, Stripe, tax authorities, and other third parties. Those additional responsibilities remain with you unless these Terms expressly state otherwise.
The General Terms and Conditions shall apply in the respective version current at the time of the conclusion of the contract.
§2 Conclusion of the contract
Your contractual partner is Niklas Müller, Johann-Sebastian-Bach-Str. 23, 34134 Kassel, Germany.
The presentation of the product range on this website does not constitute a legally binding offer within the meaning of §§ 145 et seq. of the German Civil Code (BGB), but a non-binding online catalog. The assortment consists of digital services (service products). You can make corrections at any time in the order process before sending the order. You do not place a binding order for the services contained in the shopping cart by clicking on the order button ("Pay now" or "Checkout"). Only when the receipt of payment is confirmed, you have placed a binding order.
A contract is concluded with the operator as soon as the payment is proven to have been made correctly. In the case of services provided free of charge, no contract is concluded.
§3 Payment
All prices include the statutory value added tax. No shipping costs are added to the stated service prices.
The operator accepts only the payment methods displayed in each case during the ordering process. Final prices may change depending on the selected payment method. The possible surcharge results from the costs of the respective payment method and does not exceed these.
The following payment methods are available to you:
Stripe: Stripe is a payment service provided by Stripe Inc. that allows the operator to accept payments online. For more information about Stripe, please visit https://stripe.com. The terms of use of Stripe can be found at https://stripe.com/legal.
The prices are displayed in USD, EUR, or other common fiat currencies for reasons of user-friendliness. The amount to be paid to settle the invoice must be provided with one of the payment methods mentioned above.
If the payment amount is not to be made in the same currency as shown in the order overview, it is derived from the current exchange rate between the fiat currency shown in the order overview and the currency in which the payment is made. The rates are usually updated to an accuracy of 15 minutes. However, please note that due to market fluctuations and other factors, a slight deviation from the current market price is possible.
§4 Delivery
Our services are digital only. There is no physical delivery.
For digital services that can be accessed in the browser, the following applies: Once the service features can be accessed or used, the product is considered delivered and you, as the customer, have received it.
The delivery of the service takes place immediately after ordering and successful payment processing. For products with a later delivery date, this will be marked accordingly in the order overview.
Upon delivery of the product, you will also receive the contract via email.
§5 Online account pricing and platform invoices
TradingStreak can be used locally without an online account. Creating or using an online account enables synced data, online-only features, and platform billing under the pricing policy shown on the website and during account creation.
For online accounts, TradingStreak may charge 0.5% of monthly net profit after tracked and recognized trading costs. The first profitable month is waived, unprofitable months are not charged, and partner discounts may reduce the applicable rate where shown in the application.
Monthly net profit is calculated from the journal data and recognized cost data stored in the online account for the relevant billing period. Customers remain responsible for entering complete and accurate trading data and cost data. Incorrect, incomplete, duplicated, or late data may affect the calculated invoice amount.
If a month is billable, TradingStreak may create and send a Stripe invoice or use another payment flow shown in the application. The invoice description may include the billing period, net PnL basis, recognized costs, commission rate, partner discount, and amount due.
TradingStreak will not intentionally create profit-share invoices for an online account unless the account has a recorded acceptance of the Terms, Pricing Policy, Privacy Policy, and Right of Withdrawal notice. If required by mandatory law, the legally required order or payment confirmation step takes precedence.
§6 Creator publishing, paid subscriptions, and Stripe Connect
TradingStreak provides journaling, publishing, profile, subscription, and related technical platform features. TradingStreak is not a broker, investment adviser, asset manager, payment institution, bank, tax adviser, or legal adviser.
Creator publishing and paid creator subscriptions are intended to help traders share journal entries, performance summaries, and educational reflections. Nothing on TradingStreak should be understood as financial, investment, legal, or tax advice, and no creator content guarantees future results.
Platform role
For creator subscriptions, TradingStreak provides the technical platform, access controls, and subscription workflow. The creator remains responsible for the journal content, claims, descriptions, and communications they publish. The subscriber decides independently whether to follow, subscribe, read, or rely on a creator's content.
TradingStreak may charge platform or application fees for operating the service. The exact payment flow and fees may depend on Stripe, the creator's connected account, the subscriber's payment method, and the relevant country or currency.
Creator publishing
Creators can publish selected journal entries to followers or paid subscribers. Changing a profile from public to private does not automatically delete existing relationships, but a creator can change entry visibility or stop publishing according to the controls available in the application.
Existing journal entries remain private unless the creator explicitly publishes or shares them. Published content may include journal text, key takeaways, market or emotion notes, PnL breakdowns, strategies, tags, brokers shown in the app, and attached journal images.
Paid creator subscriptions
A paid creator subscription gives the subscriber full access to the paid journal entries made available by that creator while the subscription is active or trialing. The creator can choose whether paid subscribers can read all previously published paid entries or only entries published after the subscriber's subscription starts.
Access can change if the subscription is canceled, expires, fails payment, is refunded, is disputed, or if the creator removes or makes content private.
Subscribing to a creator may also create or preserve a follow relationship so that the subscriber can receive relevant updates, unless the subscriber disables the available notification settings.
Cancellation and refund policy
Subscribers can cancel paid creator subscriptions at any time through the Stripe billing portal or other account management flow provided in the application. Unless otherwise required by mandatory law, cancellation takes effect at the end of the current paid billing period. Access normally remains available until that period ends.
Unless mandatory consumer law, a statutory withdrawal right, a refund approved through Stripe, or another legal requirement applies, fees already paid for the current billing period are not refunded merely because the subscriber cancels before the period ends.
Stripe Connect
Creator payments are processed through Stripe and Stripe Connect. Creators may need to create or connect a Stripe account, complete Stripe onboarding, provide identity, business, tax, payout, and compliance information, and accept Stripe's applicable terms before paid subscriptions can be enabled.
Stripe may approve, reject, restrict, suspend, delay, or request additional information for a connected account. TradingStreak cannot guarantee that a creator will be eligible for Stripe Connect, specific payment methods, payouts, currencies, or countries.
Content responsibility
Creators are solely responsible for ensuring that their published content is accurate, lawful, not misleading, and does not violate intellectual property, privacy, financial promotion, advertising, consumer protection, securities, tax, or other applicable rules.
Creators must not present journal entries, trade ideas, signals, or performance summaries as guaranteed outcomes, personalized investment advice, or regulated financial services unless they are legally authorized to do so.
Payouts
Creator payouts are handled by Stripe according to Stripe's rules, connected-account settings, payout schedule, verification status, reserves, disputes, refunds, chargebacks, taxes, and applicable law. Payout timing and availability are not guaranteed by TradingStreak.
Creators are responsible for their own taxes, invoices, registrations, business classifications, reporting obligations, and any fees, disputes, refunds, or chargebacks connected to their paid creator subscriptions, unless mandatory law states otherwise.
§7 Liability
Liability for contents
As a service provider, the operator is responsible for its own content on these pages under the general laws according to § 7 para.1 TMG. The Telemediengesetz (TMG), which translates to "Telemedia Act" in English, is a German law that regulates various aspects of online services and electronic media. According to §§ 8 to 10 TMG, however, the operator as a service provider is not obliged to monitor transmitted or stored foreign information or to investigate circumstances that indicate illegal activity. Obligations to remove or block the use of information according to general laws remain unaffected. However, liability in this regard is only possible from the point in time at which a concrete infringement of the law becomes known. Upon becoming aware of such infringements, the operator will remove this content immediately.
Liability for links
Our offer contains links to external websites of third parties, on whose contents the operator has no influence. Therefore, the operator cannot assume any liability for these external contents. The respective provider or operator of the pages is always responsible for the content of the linked pages. The linked pages were checked for possible legal violations at the time of linking. Illegal contents were not recognizable at the time of linking. However, a permanent control of the contents of the linked pages is not reasonable without concrete evidence of a violation of the law. If any infringements become known, the operator will remove such links immediately.
Copyright
The content and works created by the site operators on these pages are subject to German copyright law. Duplication, processing, distribution, or any form of commercialization of such material beyond the scope of the copyright law shall require the prior written consent of its respective author or creator. Downloads and copies of this site are only permitted for private, non-commercial use. Insofar as the content on this site was not created by the operator, the copyrights of third parties are respected. In particular, third-party content is identified as such. Should you nevertheless become aware of a copyright infringement, the operator requests that you inform us accordingly. Upon becoming aware of any infringements, the operator will remove such content immediately.
No investment advice
The content provided on this website is intended solely for the information of readers and does not constitute a solicitation to buy, hold or sell securities, neither explicitly nor implicitly should it be construed as an assurance of any price performance. Our content is in no way a substitute for expert investment advice. Readers who make investment decisions based on the information provided here do so entirely at their own risk.
Data quality
All data has been compiled and evaluated to the best of our knowledge and belief. Nevertheless, it is possible that erroneous or incorrect information is available.
Disclaimer
The operator expressly excludes any liability for financial loss or the content guarantee for timeliness, accuracy, adequacy and completeness of the products offered here. In all other respects, claims for damages are excluded.
§8 Dispute resolution
As of Monday 15 February 2016, the EU Commission provides a platform for out-of-court dispute resolution. This gives consumers the opportunity to initially resolve disputes in connection with your online order without having to go to court. The dispute resolution platform can be accessed via the external link https://ec.europa.eu/consumers/odr/. In this context, the operator is required by law to inform you of its e-mail address. This is: contact@tradingstreak.com.
The operator shall endeavor to settle any disagreements arising from the Contract amicably. Furthermore, the operator is not obliged to participate in arbitration proceedings and unfortunately cannot offer you participation in such proceedings.
§9 Final provisions
The legal relationship between you and the operator is governed by German law without the reference norms of private international law and excluding the UN Convention on Contracts for the International Sale of Goods (CISG). If the customer is a consumer, the law of the customer's place of residence may also be applicable, provided that mandatory consumer law provisions are involved.
If the customer is a merchant within the meaning of the German Commercial Code, a legal entity under public law or a special fund under public law, Kassel, Germany shall be the exclusive place of jurisdiction for all claims in connection with the business relationship.
See also our Right of Withdrawal and Privacy Policy.